If you plan on buying or refinancing a home, your realtor may request that you obtain pre-approval for a loan before submitting an offer (click and read “The Power of a Pre-Approval for Home Loan“). However, it may be wise to consider conditional loan approval if your offers are consistently being rejected. Let’s explore what […]
Home Loan Conditional Approval and Its Conditions Read More »
Are you planning to buy a home? Is it your first time? Then the chances are that you have many questions on your mind. It can be difficult to make an informed home buying decision for first-time home buyers with so many unanswered questions. But don’t worry, we have you covered. Hence, these are some
First-Time Home Buyer FAQS – EZ Fundings Home Loans Read More »
When you apply for an FHA loan or make a down payment of less than 20 percent on your conventional loan, you, the loan borrower, will have to provide mortgage insurance. Read on to learn about this in detail. Get your copy of the First-time Home Buyer Guide for FREE. Click here. Mortgage Insurance- What
What is Mortgage Insurance and Who Pays it? Read More »
The rule of thumb is to make a minimum of 20 percent of the purchase when making a down payment. However, that doesn’t mean you have to postpone the dream if you can’t afford it. In fact, a down payment assistance program is one of the best and most feasible ways to start your homeownership
Down Payment Assistance Program Read More »
