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PROVIDED BY EZFUNDINGS, INC.
Mar 13, 2025

Disclaimer: The following news content are sourced from The Mortgage Point, CNBC, DS News, The M Report, and Mortgage News Daily, and EZ Fundings, Inc. does not own or claim ownership of this information. Click each button for more information directly from the original article. 

Self-employed? Here’s How to Get a Mortgage with Alternative Income Documentation
Getting a mortgage as a self-employed borrower can be challenging. Traditional lenders require tax returns and pay stubs, which may not reflect your true income. However, alternative income documentation loans offer flexible options. Self-employed? Here’s How to Get a Mortgage with Alternative Income Documentation
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Total Bankruptcy Filings Ticked Up in February
According to data from the top source of U.S. bankruptcy file data, Epiq AACER, commercial chapter 11 bankruptcy filings fell 42% in February 2025, from 826 filings in February 2024 to 481 filings in February 2025.
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The Cost of Climate Risk Climbs
With Los Angeles County having been riddled with wildfires and the southeastern U.S. susceptible to tropical storms and hurricanes on an annual basis, trillions of dollars’ worth of U.S. real estate is at major risk of damage from flood, fire, or extreme wind, according to a new Zillow report.
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Summertime Sales Fare Better for Homebuyers & Sellers
Last year, spring home sellers who put their house up for sale in the second half of May were able to get the most money for it. Homes listed in the final two weeks of May sold for 1.6% more, or $5,600 more than the average U.S. home, according to a recent Zillow report.
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Andrew Hughes Nominated as Next HUD Deputy Secretary
President Donald Trump has announced the nomination of Andrew Hughes, former Chief of Staff at the U.S. Department of Housing & Urban Development (HUD) and Executive Director of the American Cornerstone Institute, to serve as Deputy Secretary of HUD. The role of HUD Deputy Secretary acts in the capacity of Chief Operating Officer within HUD.
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Financial Assistance for First Responders: Up to 5% to Help You Get Started!
Buying a home can feel overwhelming, especially when it comes to upfront costs. Fortunately, there are programs that can provide financial assistance for homebuyers. You may qualify for up to 5% in funds to cover your down payment and closing costs. Hence, this support makes homeownership more affordable and accessible.
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The End of the Fixer-Upper?
Sorry, Home Depot, we have entered the age of move-in ready. Buyers are willing to pay nearly 4% more than expected for a home that is already remodeled (3.7%)—an additional $13,194 on a typical U.S. home. That’s the highest sale price premium of all 359 listing keywords in a new study by Zillow, which looked at more than two million homes listed for sale on their site in 2024.
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Consumers Delay Life Plans Amid Inflation Pressures
As inflation continues to shape consumer behavior, Americans are adjusting their financial habits, delaying major life plans, and seeking new ways to manage their money. According to the second annual Wells Fargo Money Study, 76% of Americans have cut back on spending, a notable increase from 67% in 2024. The impact is even more pronounced among younger generations, with 82% of Gen Z adults and 79% of Millennials reporting reduced spending. Even among teens, 60% say they are spending less in response to economic conditions.
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Which U.S. Housing Markets Are Most At-Risk?
ATTOM has released its latest Special Housing Risk Report, spotlighting county-level housing markets around the nation that are more or less vulnerable to declines, based on home affordability, equity, and other measures in Q4 2024. ATTOM’s report shows that California, Illinois, and the New York City area had high concentrations of the most-at-risk markets in the country, with parts of Florida also in that mix. Less-vulnerable markets were clustered in various other areas of the Northeast, Midwest, and South.
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Asking Rents Creeping Upward
A new study from Redfin has found that the median U.S. asking rent rose 0.4% year-over-year to $1,607 in February—the first increase in six months and the biggest in nine months. On a month-over-month basis, asking rents climbed 0.6%.
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