EZ Weekly Market Update animated Icon.
PROVIDED BY EZFUNDINGS, INC.
Jun 02, 2025

Disclaimer: The following news content are sourced from The Mortgage Point, CNBC, DS News, The M Report, and Mortgage News Daily, and EZ Fundings, Inc. does not own or claim ownership of this information. Click each button for more information directly from the original article. 

Non-QM Bridge Loans Make Buying Before Selling Possible
Buying a new home before selling your current one can be tough. But there is a solution that works well. That is, Non-QM bridge loans make buying before selling possible by offering flexible and short-term financing. Clearly, this option helps buyers move forward without delays or lost opportunities.
Click Here for More
Pending Home Sales Decline Sharply as Mortgage Rates Rise
According to the National Association of Realtors (NAR), pending home sales decreased 6.3% in April 2025, with all four U.S. regions experienced month-over-month losses in transactions. Year-over-year, contract signings rose in the Midwest, but fell in the Northeast, South, and West–with the West suffering the greatest loss.
Click Here for More
Setting “Guardrails to Protection” on Fannie/Freddie Privatization
With the rumor mill heating up as President Donald Trump inches closer to the privatization of Fannie Mae and Freddie Mac, Michael Bright, former COO of Ginnie Mae and current Structured Finance Association CEO, appeared on a recent episode of CNBC’s “Fast Money” to discuss the issue.
Click Here for More
Fannie Mae Leverages AI to Strengthen Mortgage Fraud Prevention
Fannie Mae has announced a partnership with artificial intelligence (AI) platform Palantir to launch a Crime Detection Unit in an effort to enhance the GSE’s fraud detection capabilities. The partnership is projected to save the U.S. housing market millions in future fraud losses.
Click Here for More
Midwest Emerges as Gen Z Homebuyer Hotspot
A new LendingTree study analyzing mortgage applications in the nation’s 50 largest metro areas has found that Gen Z homebuyers—defined in the analysis as those ages 18 to 27—are most active in the Midwest. In 2024, Grand Rapids, Michigan topped the list with 31.45% of mortgage requests coming from Gen Z applicants.
Click Here for More
Understanding DTI (Debt-to-Income Ratio)
Many factors can affect your approval when applying for a mortgage. One of the most important is your DTI. Understanding DTI (Debt-to-Income Ratio) helps you prepare better when planning to buy a home. Hence, lenders use this number to decide if you can afford new debt. If you ignore it, your loan application might fail—even with excellent credit. So, knowing how it works can give you a strong advantage.
Click Here for More
More Homeowners Considering Home Equity Loans, But Barriers Persist
A new national survey from MeridianLink, Inc. reveals a growing interest in home equity lending among American homeowners. Nearly three in 10 homeowners (28%) say they’re likely to take out a home equity loan or HELOC in the next 12 months—up from 21% in 2022, according to the company’s latest research.
Click Here for More
Luxury Homebuyers Adopting New Approach
Redfin reports that the typical U.S. luxury home sold for a near-record $1,348,065 in April, up 6.5% year-over-year, as pending sales dropped to the lowest level in over a decade amid economic uncertainty. Non-luxury home prices grew 4.1% to a record high median of $374,598 in April 2025.
Click Here for More
New homeowners should do one key task for long-term tax savings, real estate attorney says
If you just bought a house, it may be a good time to check the accuracy of your property tax assessment, experts say.
Click Here for More
Purchase Applications Surge Despite Market Headwinds
According to statistics from the April 2025 Builder Application Survey (BAS) of the Mortgage Bankers Association (MBA), mortgage applications for the purchase of new homes rose 5.3% over the previous year while the number of applications rose by 2% from March 2025. Typical seasonal patterns have not been adjusted for in this update.
Click Here for More

CONTACT US