EZ Weekly Market Update animated Icon.
PROVIDED BY EZFUNDINGS, INC.
Feb 12, 2025

Disclaimer: The following news content are sourced from The Mortgage Point, CNBC, DS News, The M Report, and Mortgage News Daily, and EZ Fundings, Inc. does not own or claim ownership of this information. Click each button for more information directly from the original article. 

Is Now the Right Time to Buy? Understanding Market Trends & Interest Rates
Many buyers ask themselves, “Is now the right time to buy?” The housing market is constantly changing, and waiting for perfect conditions can be risky. Hence, understanding market trends and interest rates can help you make a smart and informed decision.
Click Here for More
Slowing Demand Leaves Homebuyers With More Options
New Redfin data reported the largest gain since the end of last year occurred in the four weeks ending February 2, when new listings of homes for sale in the U.S. increased 7.9% from a year earlier.
Click Here for More
Racial Diversity in U.S. Households Shows Gaps in Housing Outcomes
As the nation’s population grows more diverse, understanding the racial and ethnic composition of households is becoming increasingly important for analyzing housing trends. A new study, Recognizing Racial Diversity Within Households: Implications for Housing Research, examines 13.5 million multi-race households in the U.S., representing 10.4% of all households, using data from the 2022 American Community Survey.
Click Here for More
Tracking Inflation Trends on Rent Prices
Inflation has been exceptionally high in the 2020s, with average prices (as measured by the Consumer Price Index [CPI]) up 22% for the decade as of June 2024. That’s already surpassing inflation for the entire 2010s at 20%, and well on the way to topping the cumulative inflation of the 2000s and 1990s (29% and 32%, respectively).
Click Here for More
Housing Sentiment Ticks Up Despite Affordability Challenges
Despite consumers’ growing concerns about affordability, overall housing sentiment is slightly higher. This is according to a recent Fannie Mae report.
Click Here for More
Creative Ways to Fund Your Down Payment – You May Need Less Than You Think!
Buying a home may seem out of reach if you think you need a large down payment. However, creative ways to fund your down payment can make homeownership possible sooner than expected. Here are some strategies to help you get started.
Click Here for More
The Fastest-Growing State in the Nation Is …
Realtor.com has released a report on housing, economic, and migratory conditions in Texas over recent years. As the fastest growing state in the U.S., the report examines who is moving to Texas, why they are coming, and what makes the Lone Star State an attractive destination for businesses that choose to invest here. The report found that by the year 2045, Texas will overtake California as the most populous state in the nation.
Click Here for More
To Rent or to Buy—That Is the Question
According to the 2025 Rental Affordability Report published by ATTOM, in over half of county-level markets nationwide, owning a home is more cost-effective than renting a three-bedroom apartment. The survey showed that the ordinary American worker still finds it tough to own or rent, typically spending between 25 and 60 percent of their income.
Click Here for More
Take Advantage of a Slow Market to Shore Up Processes
The mortgage industry has experienced significant contraction over the past two years, adjusting operations to align with the reduced demand for refinance and purchase financing. This decline, primarily driven by mortgage interest rates, which have more than doubled during this period, may soon be reversed. There are promising signs that the market could rebound in 2025 if interest rates moderate significantly, bringing new opportunities and growth potential.
Click Here for More
Homebuyer mortgage demand drops further, a troubling sign for the spring market
Mortgage applications to purchase a home last week fell 4%, compared with the previous week. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) decreased to 6.97% from 7.02%
Click Here for More

CONTACT US