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PROVIDED BY EZFUNDINGS, INC.
Dec 12, 2024

Disclaimer: The following news content are sourced from The Mortgage Point, CNBC, DS News, The M Report, and Mortgage News Daily, and EZ Fundings, Inc. does not own or claim ownership of this information. Click each button for more information directly from the original article. 

Higher Loan Limits for 2025 Open New Opportunities
Higher Loan Limits for 2025 bring exciting news for homebuyers and homeowners across the U.S., offering increased borrowing power and greater flexibility. Additionally, the new limits offer greater flexibility for financing homes and present a perfect chance to explore improved options. Hence, here’s a closer look at how these changes can benefit you.
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Housing Hurdles for Older Homeowners
Older homeowners have given their input on the state of the market and their desire to age in place. A significant majority of adults aged 50 and older (75%) want to age in their current homes, and 73% want to age in their communities, according to AARP‘s national 2024 Home and Community Preferences Survey.
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Baby Boomers Staying Put as Younger Generations Gear Up to Sell
According to a recent study published by Bright MLS, a large number of homeowners who intend to sell next year purchased their house less than five years ago. Additionally, the study indicates that since baby boomers intend to remain in their current homes, 2025 sellers will probably be younger.
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Survey: Home Renovation Projects Increase, But Insurance Coverage Lags
With mortgage rates elevated and the housing market evolving, many homeowners are choosing to update their current home rather than look for a new one. One aspect of this is borne out in a recent study from Nationwide, which shows that 51% of homeowners surveyed had completed a major home renovation project in the last two years. And yet, about that same amount failed to upgrade their insurance policies to protect their new investment.
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New Forecast Pinpoints 2025’s Top Housing Markets
Realtor.com has revealed its Top Housing Markets for 2025, highlighting the areas ready for growth in the year ahead. This year’s list highlights markets characterized by moderately affordable homes, strong inventory–mainly boosted by new construction–and a sizable base of younger families, many with military and international connections.
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Helping First-Time Buyers Find Their Dream Home In This Season of Giving
Buying your first home during the holiday season is a unique and exciting experience. It’s not just a season of giving, but also a chance to begin a new chapter in life. With the right tools and strategies, first-time homebuyers can turn this dream into reality during this slower, buyer-friendly period. Hence, helping first-time buyers find their dream home can be simpler and more rewarding during this season of giving.
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Post-Election Market Activity Ticks Up as Buyers Begin to Tour Homes
In a newly released report, according to a recent survey from Redfin, the Homebuyer Demand Index is close to its highest level seen since September 2023.
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Consumer Confidence Drives Housing Sentiment Up YoY
The latest Fannie Mae Home Purchase Sentiment Index (HPSI) increased 0.4 points in November to 75.0, continuing its sharp upward trend over the past year, as consumers appear to be acclimating to higher mortgage rates in today’s home price environment.
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Manufactured Homes Appreciating at Rates Comparable to Site-Built Homes
A recent analysis of Federal Housing Finance Agency (FHFA) data by the Urban Institute dispels the myth that manufactured homes do not appreciate as much as site-built homes.
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Empty Nests: What Impact is Aging in Place Having on U.S. Housing Supply?
The nation’s housing deficit has long been thought to be alleviated by a “silver tsunami”—an anticipated influx of properties from elderly owners who will downsize or otherwise move on. However, recent Zillow research indicates that these properties are probably positioned far from the areas where they are most needed.
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