Joni Kapedani is a knowledgeable and dependable Loan Officer at EZ Fundings Inc., dedicated to helping clients navigate the mortgage process with confidence and ease. With years of industry experience, he specializes in providing tailored loan solutions for homebuyers, homeowners, and investors, offering competitive rates and personalized options to fit every financial goal. Known for his clear communication, attention to detail, and client-first approach, Joni ensures a smooth and transparent experience from application to closing. Trusted by both clients and real estate professionals, he is committed to making every transaction simple, successful, and stress-free.
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JONI KAPEDANI
NMLS # 1903367
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Client Testimonials
Working with Joni Kapedani from EZ Fundings was one of the smoothest transactions I've ever done! He
was very communicative, knowledgeable, understating, and honest throughout the whole home buying process for my buyer clients. When needed, he would break down every financial situation from the loan
estimate, to the interest rates, and all the way through signature of loan docs. A great experience overall
10/10 will recommend him both as a homeowner myself but as a realtor too! They make the process EZ
and provide the best value for you and your clients!
By far the best/easiest experience I’ve had with a loan. The staff was so amazing with helping me get all the paperwork I needed and after each time we got past a step I would receive an Email with a video explaining what to expect next. From the day we opened escrow to the day we closed everyone was helping with all my paperwork. Thank you EZ fundings and thank you guys for your help.
I worked with Joni two years ago and had an amazing experience they made the entire process easy and
stress free. Everything went so smoothly that I even referred my friends to them, and their transactions were just as seamless! Joni is professional, knowledgeable, and truly cares about their clients. Highly recommend to anyone looking for a lender you can trust! Thank you
Just purchased a house with the help of Joni at EZ Fundings Home Loans. This is actually the 4th house
I've purchased in my life. This was also the easiest one. I credit a large part to Joni's help. He is so
incredibly knowledgeable, hard working, precise, timely, professional, and overall incredible. This home
purchase was necessary to get me out of an abusive relationship with my ex husband. Even as I was
trying to purchase this home for my safety, my ex was continuing to abuse and punish me. Without knowing all the details, Joni did his best to expedite the loan process, get me locked with the best possible interest rate, and keep me updated with every step. He was always available for any questions and concems, he knew how scared and stressed I was, and was always comforting and supportive. I am so incredibly grateful for him and his team. Buying a house can be daunting in the best conditions. Joni
and his team made it a pleasure. I will absolutely be using them in the future, they are simply the best.
The best professionally and the best hearted people. Thank you so much.
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