1. Introduction

This Privacy Policy describes how EZ Fundings, Inc. (“EZ Fundings,” “we,” “us,” or “our”) collects, processes, uses, stores, and discloses information from visitors to our website located at www.ezfundings.com (the “Website”).

This Privacy Policy applies only to information collected through the Website and does not apply to information collected offline or through other channels.

If you are a customer of EZ Fundings, please refer to our Consumer Privacy Notice, which provides a comprehensive explanation of how we collect, use, and share customer information in connection with mortgage and loan origination services.

2. Our Commitment to Your Privacy

This Privacy Policy explains:

• What information we collect through our Website
• How we use and share that information
• How you may access or update your information
• Your privacy rights and choices

If you have questions about this policy, please contact us using the information in the Contact Us section below.

3. How We collect Your Information 

We and service providers working on our behalf use information collected on our Website in a variety of ways intended to provide our Website and Services and to operate our business, including the following:

• To Provide our Services. We use the information that we collect (i) to operate, maintain, enhance and provide our Website and our Services, (ii) to provide other services and information that you request, and (iii) to provide customer support to you and other parties. 
• To Improve, Analyze, and Personalize our Website and Services. We use the information that we collect to understand and analyze usage trends and preferences; to monitor and analyze the effectiveness of our Website and Services; to improve our Website and Services and develop new products, services, features, and functionality; and to personalize our Website and Services, such as remembering your information so that you will not have to re-enter it during your visit or the next time you use our Website, or providing customized content and information. 
• To Contact You. We may use your email address or other information we collect to contact you for administrative purposes such as customer service or to send communications, including marketing or promotional communications, relating to our Website and Services.  Generally, you have the ability to opt out of receiving promotional communications as described below. 
• Aggregate Data. We aggregate data collected through our Website and use it for purposes such as creating and sharing reports about the use of our products and services, including users’ interests, usage patterns, and trends.  
  We may use non-identifiable information that you provide or that we collect to improve or tailor the effectiveness of advertising on our Website and to provide advertisements and other content that is tailored to you.
• Advertising. We may use non-identifiable information that you provide or that we collect to improve or tailor the effectiveness of advertising on our Website and to provide advertisements and other content that is tailored to you.

We may share, transfer, or disclose your information if you consent to us doing so, as well as in the following circumstances:

• End Users. EZ Fundings, Inc. does not share end-users personal details to 3rd party organizations for marketing or affiliate marketing without their permission, we also don’t give out SMS opt-in details of any end-user to any 3rd party organization.
• To Service Providers. We work with third party service providers to provide services including loan or transaction processing or administration; Website hosting and other similar services, development and maintenance; advertising and marketing services; and other services related to our Website and Services for us. These third parties may have access to or process your information as part of providing those services for us. Generally, we limit the information provided to these service providers to that which is reasonably necessary for them to perform their functions, and we require them to agree to maintain the confidentiality of such information. These service providers are not permitted to use information we share that might identify you for any purpose other than to provide services to EZ Fundings, Inc. or to you. 
• In Aggregate Form. We may make certain aggregated non-personal information available to third parties for various purposes, including (i) compliance with various reporting obligations; (ii) for business or marketing purposes; or (iii) to assist such parties in understanding our users’ interests, usage patterns, and borrowing and loan origination trends.  
• Compliance with Laws and Law Enforcement; Protection of Our Rights. We may disclose your information (including your personal information) to a third party if (a) we believe that disclosure is reasonably necessary to comply with any applicable law, regulation, legal process or governmental request, (b) to enforce our agreements, policies and terms of service, (c) to protect the security or integrity of our Website or Services, (d) to protect the property, rights, and safety of EZ Funding, Inc., our users or the public from harm or illegal activities, (e) to respond to an emergency which we believe in the good faith requires us to disclose information to assist in preventing the death or serious bodily injury of any person, or (f) to investigate and defend ourselves against any third-party claims or allegations.
• In Significant Business Transactions. Your information, including personal information, may be disclosed and otherwise transferred to an acquirer, successor, or assignee as part of any merger, acquisition, debt financing, sale of assets, or similar transaction, or in the event of an insolvency, bankruptcy, or receivership in which information is transferred to one or more third parties as one of our business assets. 
• No mobile information will be sharedwith third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. 

This Website is not intended for use by individuals under the age of eighteen (18). We do not knowingly collect, use, or disclose personal information from anyone under 18 years of age. If we become aware that personal information has been submitted by a person under 18, we will take commercially reasonable steps to delete such information promptly. If you believe that a minor has provided personal information through our Website, please contact us immediately.  

8. California Privacy Rights (CCPA)

This PRIVACY POLICY FOR CALIFORNIA RESIDENTS supplements the information contained in the Privacy Policy of EZ Fundings, Inc. (“we,” “us,” or “our”) and applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act (“CCPA”), as amended by the California Privacy Rights Act (“CPRA”). Any terms defined in the CCPA have the same meaning when used in this policy.

Under the CCPA, California residents have the right to know what personal information is collected, disclosed, or sold, the right to opt out of the sale or sharing of personal information, and a limited right to request deletion or correction of personal information. These rights apply only to California residents and information covered by the CCPA.

Certain information is exempt from the CCPA, including information governed by:

• The Fair Credit Reporting Act (FCRA)
• The Gramm–Leach–Bliley Act (GLBA)
• The California Financial Information Privacy Act

PLEASE NOTE: Any personal data collected in relation to mortgage lending services may be exempt from certain CCPA rights because it is regulated under these laws.

INFORMATION WE COLLECT

We may collect the following categories of personal information:

Identifiers; Customer Records information; Protected classification characteristics; Internet activity; Professional or employment-related information.

We obtain personal information directly from you, indirectly from third-party service providers, credit bureaus, government entities, and marketing partners.

USE OF PERSONAL INFORMATION

We use personal information to:

• Provide and evaluate services
• Process applications
• Communicate with consumers
• Improve our website and services
• Conduct research and analytics
• Comply with legal obligations

SHARING OF PERSONAL INFORMATION

We may disclose personal information for business purposes to service providers, investors, government entities, marketing providers, and authorized third parties. We do not sell personal information.

YOUR RIGHTS UNDER CCPA

You have the right to:

• Receive notice
• Access personal information
• Request deletion (subject to exemptions)
• Request correction
• Opt out of sale or sharing
• Receive equal service and pricing

HOW TO EXERCISE YOUR RIGHTS

You may submit a request by contacting us:

Phone: (909) 321-3650 or (888) 511-0321

Email: info@ezfundings.com

Mail: EZ Fundings, Inc., 10807 Laurel St, Ste 110, Rancho Cucamonga, CA 91730, USA

We will verify your identity before processing requests.
Authorized agents may submit requests with proper documentation.

CHILDREN

We do not knowingly collect information from individuals under 16 years of age.

CONTACT INFORMATION

For questions regarding this policy or accessibility assistance, please contact:

info@ezfundings.com

Last Updated: December 2025

Our Website may contain links to other sites, as well as advertisements from companies linking to their own sites. We are not responsible for the privacy practices or the content of such sites. If you have any questions about how these other sites use your information, you should contact them directly. 

EZ Fundings, Inc. has certain measures in place to maintain the security, confidentiality and integrity of the information gathered through the Website, and to help protect against the loss, misuse and alteration of such information.  While we take measures to protect your personal information against security breaches and unauthorized access, we cannot guarantee that our safeguards will be effective all of the time against all security threats.

Changes to This Privacy Policy

This Privacy Policy may be revised from time to time. If we decide to make material changes to our Privacy Policy, we will make reasonable efforts to notify you of the changes by sending a notice to the primary email address provided to us and/or by placing a notice on our Website. 

Contact Us

If you have questions about this Privacy Policy, please contact:

Email: info@ezfundings.com or through our contact us form.