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Whether you are a First-time Homebuyer, trying to buy a rental property, or thinking about moving into a bigger property, you have come to the right place! 

Ruth Pacheco is a prominent mortgage originator at EZ Fundings in Upland. With 36 years lending experience, spanning virtually every sector of the industry, she has acquire the skills necessary to deliver outstanding services to her clients, no matter how complex the transaction or challenging the market .

Ruth has been a business owner, loan processor and loan officer, and has held positions in both small and large lending institutions. Her diverse experience through several market cycle, being bilingual in English and Spanish, gives her a competitive edge, that few of her colleagues can lay claim.
Her passion for life and work, allows her to ensure that every loan she touches is a master piece born of her love and dedication to excellence.

Specializing in The Reverse Mortgage Product, has provided her senior clients, multiple options to improved their quality of life as they are retiring. She knows what it means to communicate and knows what it takes to successfully close a transaction, making the experience positive and seamless!

Successful, passionate, experience, resilient and adaptable. These are all words that describe Ruth Pacheco, a mortgage originator who is ready to make your dream a reality.

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