Rancho Cucamonga, California, Tano Kapedani, CEO and Principal Mortgage Broker of EZ Fundings, has been named in most categories in the Scotsman Guide 2026 Top Originators rankings—the mortgage industry’s most authoritative annual benchmark for residential loan production. Tano Kapedani placed 39th nationwide in total dollar volume with $260 million in closed loans, 21st in Non-QM lending, and 23rd among top mortgage brokers across the United States.

Scotsman Guide is the leading news and rankings publication for mortgage professionals in America. Its annual Top Originators list is compiled from verified loan-production data and is widely regarded as the definitive measure of individual performance within the residential mortgage industry. Earning placement in even one category is a significant accomplishment; securing recognition in most rankings signals an exceptional level of expertise, client trust, and market reach.

Kapedani’s 21st-place ranking in Non-QM mortgage origination underscores EZ Fundings’ specialization in alternative lending solutions for borrowers who fall outside traditional Qualified Mortgage guidelines. Non-QM loans—including bank statement mortgages, DSCR investor loans, asset-depletion programs, and interest-only financing—serve a rapidly growing segment of the housing market. With Non-QM lock volumes surging in early 2026 and the sector gaining market share from conforming products, Kapedani’s leadership in this space positions EZ Fundings at the forefront of one of the most dynamic segments in the mortgage industry today.

“These Scotsman Guide rankings reflect years of relentless commitment to finding the right loan solution for every client—whether they are a self-employed entrepreneur seeking a bank statement mortgage, a real estate investor leveraging a DSCR loan, or a first-time homebuyer navigating today’s challenging housing market,” said Tano Kapedani, CEO of EZ Fundings. “At EZ Fundings, we believe every borrower deserves access to competitive rates, transparent guidance, and a mortgage process that is genuinely stress-free. Being recognized among the nation’s top mortgage originators and top mortgage brokers in 2026 motivates our entire team to continue raising the bar.”

With $260 million in total funded mortgage volume, Kapedani ranks among an elite group of loan originators nationwide. This production milestone was achieved during a period of elevated mortgage rates, persistent housing affordability challenges, and heightened regulatory scrutiny—conditions that have thinned the field and rewarded originators who combine deep product knowledge with a client-first approach.

About EZ Fundings

EZ Fundings Inc. is a full-service mortgage brokerage led by CEO and Top Originator Tano Kapedani. The firm specializes in a comprehensive range of residential mortgage products, including conventional loans, FHA home loans, VA mortgages, jumbo financing, and a robust suite of Non-QM lending programs such as bank statement loans, DSCR investment property loans, asset-depletion mortgages, and foreign national financing. EZ Fundings serves homebuyers, real estate investors, and self-employed borrowers nationwide, delivering fast pre-approvals, competitive mortgage rates, and a streamlined digital closing experience. Learn more at www.ezfundings.com.

About Scotsman Guide

Scotsman Guide is the mortgage industry’s premier media platform, offering daily news, in-depth analysis, and the annual Top Originators rankings. The publication’s rankings are compiled from verified production data and are recognized across the residential lending industry as the standard for measuring individual loan officer and mortgage broker performance. Visit www.scotsmanguide.com for the latest mortgage industry news.

2026 Scotsman Guide Awards Summary

• 39th Top Dollar Volume — $260 Million in Funded Mortgage Loans
• 21st Non-QM Loans — Top Non-QM Mortgage Originator in the United States
• 23rd Top Mortgage Broker — Nationally Ranked Among America’s Best Mortgage Brokers
• 103rd in Most Closed Loans — among the highest-volume loan closers in the United States
• 168th in Top FHA Rankings — recognized as a leading FHA home loan originator nationwide