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EZ FUNDINGS, INC.

TERMS AND CONDITIONS

Terms and Conditions

EZ Fundings, Inc.
Effective Date: December 2025

  1. Acceptance of Terms

By accessing or using www.ezfundings.com (the “Website”), you agree to be bound by these Terms and Conditions (“Terms”) and all applicable federal, state, and local laws and regulations. If you do not agree to these Terms, you must not use the Website.

These Terms apply to all visitors, users, applicants, and others who access the Website.

  1. Nature of Services – Mortgage Disclosures

EZ Fundings, Inc. provides mortgage-related information, lead intake, and loan origination services.

Nothing on this Website constitutes:

  • A loan commitment
  • A credit decision
  • A rate lock
  • Financial, tax, or legal advice

All mortgage products and services are subject to underwriting approval, verification of information, property appraisal, investor guidelines, and applicable laws.

Loan programs, rates, terms, and availability are subject to change without notice.

  1. No Guarantee of Loan Approval or Terms

Submitting information through this Website does not guarantee:

  • Loan approval
  • Specific interest rates
  • Loan terms or costs
  • Closing timelines

Final loan terms are determined only after full application, underwriting review, and satisfaction of all conditions.

  1. Accuracy of Information Provided by You

You agree that all information you provide through the Website—including personal, financial, employment, and property information—is true, accurate, and complete to the best of your knowledge.

You acknowledge that false, misleading, or incomplete information may result in denial of services or cancellation of an application.

  1. Electronic Communications & E-Sign Consent

By using the Website, you consent to receive communications from EZ Fundings, Inc. electronically, including:

  • Disclosures
  • Notices
  • Application updates
  • Marketing communications (where permitted by law)

You agree that electronic communications satisfy any legal requirement that such communications be in writing. 

EZ Fundings, Inc may send application milestone information, appointment information, confirmation, rescheduling, document requests and/or requirements, and reminder messages to its customers.

You can cancel the SMS service at any time. Just text “STOP” to +1 909-757-1940. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@ezfundings.com.

Carriers are not liable for delayed or undelivered messages

As always, message and data rates may apply for any messages sent to you from us and to us from you. You may receive several sms messages per day. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

If you have any questions regarding privacy, please read our privacy policy: https://ezfundings.com/privacy-policy/

  1. No Fiduciary Relationship

Use of this Website does not create a fiduciary, advisory, or broker-client relationship unless and until a written agreement is executed and required disclosures are provided.

EZ Fundings, Inc. does not act as your financial advisor, tax advisor, or legal counsel.

  1. Third-Party Services & Credit Authorization

As part of the mortgage process, EZ Fundings, Inc. may work with third-party service providers, including:

  • Credit reporting agencies
  • Appraisal companies
  • Title and escrow providers
  • Verification and compliance vendors

By submitting information through the Website, you authorize EZ Fundings, Inc. to obtain, review, and share information as permitted by law for mortgage-related purposes.

  1. Intellectual Property

All content on the Website—including text, graphics, logos, icons, images, videos, and software—is the property of EZ Fundings, Inc. or its licensors and is protected by intellectual property laws.

You may not copy, reproduce, modify, distribute, or exploit Website content without prior written consent.

  1. Prohibited Use

You agree not to:

  • Use the Website for unlawful, fraudulent, or misleading purposes
  • Attempt unauthorized access to systems or data
  • Interfere with Website security or functionality
  • Scrape, harvest, or misuse data

Violation may result in termination of access and legal action.

  1. Age Eligibility Requirements

This Website is intended solely for use by individuals who are eighteen (18) years of age or older. By accessing or using this Website, you represent and warrant that you are at least 18 years olf and have the legal capacity to enter into binding agreements. Use of this Website by anyone under the age of 18 is strictly prohibited. EZ Fundings, Inc. does not knowingly permit or authorize minors to submit information, apply for services, or otherwise use this Website.

  1. Disclaimer of Warranties

To the fullest extent permitted by law, EZ Fundings, Inc. shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to:

imitation of LiabilityDisclaimer of Warranties

The Website and all content are provided “AS IS” and “AS AVAILABLE.”

EZ Fundings, Inc. makes no warranties, express or implied, including but not limited to:

  • Accuracy of information
  • Availability of loan programs
  • Fitness for a particular purpose
  1. Limitation of Liability

To the fullest extent permitted by law, EZ Fundings, Inc. shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to:

  • Use or inability to use the Website
  • Reliance on Website information
  • Delays or errors in mortgage processing
  1. Indemnification

You agree to indemnify and hold harmless EZ Fundings, Inc., its officers, employees, and partners from any claims, damages, or expenses arising from:

  • Your use of the Website
  • Your violation of these Terms
  • Your submission of inaccurate information
  1. Compliance with Mortageg Law

EZ Fundings, Inc. complies with applicable mortgage and consumer protection laws, including but not limited to:

  • Truth in Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Equal Credit Opportunity Act (ECOA)
  • Fair Housing Act
  • Gramm–Leach–Bliley Act (GLBA)
  • California DFPI and applicable state regulations

Licensing information is available upon request.

  1. Governing LAw & Venue

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any disputes shall be resolved in courts located within California.

  1. Change of Term

EZ Fundings, Inc. may revise these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

Contact Infrormation

EZ Fundings, Inc.
10807 Laurel St, Suite 110
Rancho Cucamonga, CA 91730

📞 (909) 321-3650 | (888) 511-0321
📧 info@ezfundings.com