Freddie Bayo

Alternative Low Down Payment Options for Mortgages

The down payment can be a significant barrier for many prospective buyers when it comes to purchasing a home. Traditional wisdom often suggests aiming for a 20% down payment to secure a mortgage with favorable terms. However, this substantial amount is out of reach for many individuals and families. Fortunately, there are alternative low down […]

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Homebuyer’s Guide to Closing Costs

Closing costs are a critical yet often underestimated component of the home buying process. These expenses can catch many first-time homebuyers off guard which potentially derails their budgeting plans. Thus, it’s essential to understand the homebuyer’s guide to closing costs. You can learn some tips for negotiating and reducing these expenses. Moreover, this ensures a

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First Time Home Buyer Guide | Budget, Pre-approvals & Prioritizations

Purchasing your first home is a significant milestone that requires careful consideration and planning. To help you navigate this complex process with confidence, here are the most important  first-time home buyer guide: Establish a Realistic Budget One of the most important first-time home buyer tips is to Establish a Realistic Budget. Setting a clear budget

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