In recent years, the media has been buzzing with headlines claiming that it’s better to rent than to own a home. However, before you make any decisions based on these reports, it’s important to understand the assumptions behind them…  and the truth behind renting. The methodology behind many of these reports assumes that renters have […]

If you’re a self-employed individual, it’s especially important to speak with a licensed mortgage loan officer before filing your taxes. This is to ensure you’re making the right financial decisions. If you’re considering buying a home, utilizing your tax refund as a down payment can have numerous benefits. For that, let’s discuss the importance of

Are you dreaming of owning a home but think you need to save up for years to make it happen? Think again! You don’t need as much money as you think to buy a house. Here are three key things that can help you achieve your dream of home ownership sooner than you think. Low Down-Payment Options

Unleash the power of homeownership with EZ Fundings Home Loans and their sensational Temporary Buydown Programs! Say goodbye to high interest rates and hello to low mortgage rates in 2023 as low as 3%. Yes, you read that right, 3%! And the best part? You won’t even have to pay a penny for it! https://youtu.be/_gx3o7LPt6Y

When purchasing a home, not only do you have to pay a down payment, you have to also come in with closing costs. Closing costs can range anywhere from 1-6% of the price of the home.  Undoubtedly, Seller concessions are where you get the seller to pay for some of the closing costs, and can