Freddie Bayo

Deciding between a higher down payment or higher monthly payment is crucial when buying a home. Both options have unique advantages and disadvantages. Thus, here’s a closer look at how each choice can impact your financial situation and homeownership experience.  Higher down payment eliminates mortgage insurance A higher down payment often means avoiding mortgage insurance. […]

Choosing the greatest bargain is critical when purchasing a property. Consider asking seller credit rather than a mortgage price decrease. This option can provide various advantages that will make your house purchase easier and more cost-effective. Lower Cash to Close with Seller Credit One significant advantage of seller credit is lower cash to close. The

A lot of prospective homeowners are wary in the current high-rate environment. However, this situation might really work to your advantage. Here’s why this is the ideal time to purchase a property. Less Competition Fewer buyers are seeking properties in a high-interest rate environment. This implies less competition for the property you seek. Millions of

Are you interested in having your own property but concerned about large down payments? Good news! You can now have a 5% down payment on multi-unit property. Let’s see how this choice can help you. Low Down Payment Advantage Use the 5% down payment on the multi-unit property market with a low initial investment which

Knowing the effective strategies to boost purchasing power is essential for navigating the modern market. There are many goals you want to achieve like to invest in real estate, acquire a home, or make other large purchases. Thus, employing the appropriate strategies can have a significant impact on future prospects and financial security. Debt Management