FHA loans offer a range of benefits for homebuyers. These advantages can help you save up to $500 per month with FHA home loans. Here, we’ll explore how FHA loans can be a great choice for you. Better Interest Rates One major benefit of FHA loans is the better interest rates they offer. Traditional loans […]
Save up to $500 per month with FHA Home Loans Read More »
Purchasing a home is a dream for many, but saving up for a substantial down payment can be a significant obstacle. Fortunately, there are various home loan options available that offer little to no down payment requirements, making homeownership more attainable. In this article, we will explore four key loan programs that provide no or
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In the world of real estate, negotiation is a fundamental part of the home buying process. A crucial aspect of these negotiations is deciding whether to ask for a price reduction or request seller credits. While both options have their merits, this article will explore the financial advantages of requesting seller credits; why opting for
Financial Advantages of Requesting Seller Credits Over Price Reductions Read More »
Selecting the appropriate lender for your mortgage is essential when looking to secure financing. The conditions of your loan and, ultimately, your financial situation, will be heavily influenced by your lender. When choosing the right mortgage lender, take into account these five important factors to make an informed decision. Interest Rates and Loan Terms The
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In recent times, the real estate market has seen its fair share of fluctuations and uncertainties. Despite this, potential homebuyers are still presented with an advantageous opportunity to take the plunge and make that dream home a reality. Whether you’re a first-time buyer or looking to upgrade to a larger space, several factors make the
Homeownership and Timing | Now is a good Time to Buy a House | EZ Fundings Read More »
A recent CNBC report reveals a startling reality: while most people believe they need an average of $1.3 million saved for retirement, the actual savings for many individuals hovers around a mere $89,000. This significant shortfall is likely to force people into extending their working years or facing an uncertain retirement. However, there is a
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Securing a mortgage the usual way can often be a challenging process for aspiring homeowners or real estate investors. However, an emerging trend in the mortgage industry is providing hope to individuals in such situations. The introduction of 90% loan-to-value (LTV) bank statement programs has opened doors for borrowers to achieve their homeownership dreams. In
90% LTV on Bank Statement Programs | Definition, Benefits & Considerations Read More »
In today’s robust buyer’s market, with a wide array of housing options and stable interest rates, many aspiring homeowners are eager to make their dream of owning a home a reality. However, traditional mortgage products may not accommodate everyone’s unique financial circumstances. This is where Non-QM (Non-Qualified Mortgage) programs come into play. Non-QM offers a
In today’s competitive real estate market, investors are constantly seeking new financing options to fuel their investment strategies. One such option gaining popularity is the 12-month bank statements mortgages. This innovative loan program offers mortgages for investors with rates as low as 7%. Furthermore, the opportunity to qualify for loans for investor are based on
Mortgages for Investors with Rates as Low as 7% Read More »
Understanding how contingencies empower home buyers in today’s market is crucial. Contingencies are contract clauses that allow buyers to back out or negotiate repairs based on conditions. They provide safety nets, protection, and flexibility throughout the homebuying process. Let’s explore the importance of contingencies in today’s buyer’s market, their benefits, and when it’s safe to
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