In recent years, the media has been buzzing with headlines claiming that it’s better to rent than to own a home. However, before you make any decisions based on these reports, it’s important to understand the assumptions behind them… and the truth behind renting. The methodology behind many of these reports assumes that renters have […]
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If you’re a self-employed individual, it’s especially important to speak with a licensed mortgage loan officer before filing your taxes. This is to ensure you’re making the right financial decisions. If you’re considering buying a home, utilizing your tax refund as a down payment can have numerous benefits. For that, let’s discuss the importance of
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Are you dreaming of owning a home but think you need to save up for years to make it happen? Think again! You don’t need as much money as you think to buy a house. Here are three key things that can help you achieve your dream of home ownership sooner than you think. Low Down-Payment Options
Homeownership Made Easy | Rate Buydown Programs, DPA, & More | EZ Fundings Read More »
Unleash the power of homeownership with EZ Fundings Home Loans and their sensational Temporary Buydown Programs! Say goodbye to high interest rates and hello to low mortgage rates in 2023 as low as 3%. Yes, you read that right, 3%! And the best part? You won’t even have to pay a penny for it! https://youtu.be/_gx3o7LPt6Y
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When purchasing a home, not only do you have to pay a down payment, you have to also come in with closing costs. Closing costs can range anywhere from 1-6% of the price of the home. Undoubtedly, Seller concessions are where you get the seller to pay for some of the closing costs, and can
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When a seller is presented with an offer on a home that involves a government-backed loan, such as a VA loan, they can sometimes be hesitant. Truthfully, most people don’t know much about VA loans and believe that it’s harder to close. At one point in time, this may have been true, but it’s so
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A VA home loan is a low-cost financing option that can make achieving the American dream of home ownership a possibility for eligible military members, veterans, and their spouses. We will cover how to find the right VA home loan officer below. So, why should you utilize your VA home loan benefits? There is no down
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One of the biggest benefits of a VA loan is the $0 down payment, but can a VA loan be used to purchase a duplex? What about a multifamily home? The answer to both questions is a resounding YES! However, certain conditions do apply. First, what are the benefits of utilizing your VA benefits to
Using VA Home Loan to Buy a Multi-Family Unit | Guide for Better Decisions | EZ Fundings Read More »
VA Loans are an attractive mortgage option because they require no down payment. One of the challenges of a VA loan is that only members or veterans of the U.S military or the unmarried widow of a veteran to qualify for one of these loans. Unless you apply for a joint VA loan. Joint VA Loan:
Joint VA Loan: What is it and How to Apply Read More »
Here are the answers to some of the seller concession FAQs or frequently asked questions which you might have in mind. Hence, read on to know them. Get your copy of the First-time Home Buyer Guide for FREE. Click here. What can I use seller concessions for? Seller concessions go toward your closing costs when
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