When you apply for an FHA loan or make a down payment of less than 20 percent on your conventional loan, you, the loan borrower, will have to provide mortgage insurance. Read on to learn about this in detail. Get your copy of the First-time Home Buyer Guide for FREE. Click here. Mortgage Insurance- What […]

The rule of thumb is to make a minimum of 20 percent of the purchase when making a down payment. However, that doesn’t mean you have to postpone the dream if you can’t afford it. In fact, a down payment assistance program is one of the best and most feasible ways to start your homeownership

Though renting a home may sound feasible and cost-effective at first, it’s a better idea to buy a home than rent it, especially in the long run. Home buying offers a bunch of benefits to people. Read on to learn the top benefits of buying a home over renting, whether you’re about to tie the

Are you thinking of applying for a home loan? Do you want to realize your homeownership goal as quickly as you can? Then the good news is that several loan types are available for various homebuyers. So, whether you are a first-time homebuyer or buying a second home, you can find a home loan that

Get your copy of the First-time Home Buyer Guide for FREE. Click here. Whether you are a widow or a divorcee first-time home buyer, lenders of a home loan or mortgage can’t deny or reject your application because of your relationship status. However, the ugly truth is that your relationship status can hurt or help

Get your copy of the First-time Home Buyer Guide for FREE. Click here. If you thought home buying in California was impossible for you, you might want to think again. Through California FHA Home Loans, home buyers with poor credit scores and who need small down payments are given opportunities to realize their homeownership goals.